In my humble opinion (and I realize that I only possess a bachelor's degree from a small liberal arts school that is not part of the Ivy League), it's only a "cheap shot" when it isn't true. Thus, I'll stand by my statement that Yellen's voice, accent, blandness, and consistent patterns of breathlessness when she talks in public doesn't often inspire me to have tremendous confidence in her stature as the most powerful Central banker "voice" in the world. 

I'll also stand by my previous statement (also stated by former Fed vice chair Alan Blinder) that the Fed is simply "making it up as they go along", and that they have historically failed miserably, multiple times over the decades, to deliver on their prescribed original mandate. In the last 35+ years we have seen Fed funds rates near 20% and now recently near zero. So much for positively influencing the "boom and bust" cycles.

For some odd reason, I seem to possess a negative bias toward Fed Chairpersons who tell us things like "everything is fine with housing" and then shortly thereafter we find that the world's economic system is on the verge of collapse due to billions of worthless mortgages.......and then that same person is somehow rewarded with $250,000 speaking engagements to remind us how smart they "really" are. 

By the way - If you rearrange the letters in "ECONOMICS", you get "COMIC NOSE". 

With you hamvester. I'm here to figure out how to manage some retirement money, not to listen to others knock on public figures (regardless of stripe).