Interesting insights, DigiNomad! The majority of my funds are in Fidelity and they do auto-invest cash into their savings vehicle which is earning something at least and then I play the SPY systems here with SPXS/SPXL. I'm waiting for the next big bull run to put everything back into long SPY funds but not sure when that'll be. I'll have to look into those items you discussed as I'm not familiar with them and could be a good option. Thanks!

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