Posted by fluffycone on 20th of Feb 2014 at 05:33 pm
I
need some help/guidance.
I
am not a big traders and I do not have a brokerage account of any
kind. I just want to improve the returns in my retirement
plan.
I have a retirement plan called the "Thrift Savings Plan" OR TSP
for short.
The TSP provides 5 basic individual funds that I can invest in (G
Fund, F Fund, C Fund, S Fund, and I Fund. I have attached a "Fund
Comparison Matrix" that describes/compares the different funds.
The G-Fund is the closes thing to a Cash Account. The
Objective of the G-Fund is "Interest Income without risk of loss of
principal. Right now I'm 100% in the G-Fund.
Here are the other funds and their objects:
F-Fund: To match the performance of the Barclays Capital US
Aggregate Bond Index.
C-Fund: To match the performance of the Standard & Poor's
500 (S&P 500) Index.
S-Fund: To match the performance of the Dow Jones US
Completion TSM Index.
I-Fund: To match the performance of the Morgan Stanley
Capital International EAFE (Europe, Australasia, Far East)
Index.
------ Quotes from TSP website:
Interfund Transfer Limits (aka Trading Limits):
You can make an IFT (Interfund Transfer) at any time, but
there are some important limitations:
The first two IFTs of any calendar month may redistribute money
in your account among any or all of the TSP funds, including moving
your entire balance into the Government Securities Investment (G)
Fund.
Subsequent IFTs in the same calendar month can only move money
into the Government Securities Investment (G) Fund.
If you have both a civilian and a uniformed services account,
these rules apply to each account separately.
Your IFT counts in the calendar month we process it, not in
the month you submit it.
------
I'm trying to match which BPT indicator I should use with
which fund. I'm not really interested in trading everyday within my
TSP retirement account. With caution, I would like to trade the
account to maximize the returns possible. Get in while the
market is going up, and get out when the market is going
down.
It appears that the BPT "Key Long Term/Intermediate Term
Indicators/Systems" should meet my requirements, but how do I
interpret this information. Should I follow just the "401K Long
Term System" indicator alone, OR should I follow all the indicators
together as a group?
Additionally, I recall you mentioning another system that
might provide better returns for me in my TSP retirement account
called the "SPY Pro System" and trades about 1 trade per
month.
When trading in and out of the longer trending systems, how
much should I invest? 100%, 90%. . . 10%?
He's a very successful Hedge Fund manager, typically one of the
top ones year after year. But you can see the highlights and basic
synopsis here
- http://advisorperspectives.com/dshort/updates/Monthly-Moving-Averages.php
As you can see there are several variations but very similar. I
use the 10 month EMA the most, but basically what they all do is
keep you in the mkt for major uptrends, but get you out for the
majority of any big downturns.
The strategy would work very well with the funds you have
available to you.
The best thing about this is you can manage the entire thing in
about 10min/month. At the end of the month, if you're below the
10EMA you move to cash and sit tight until it goes back above. The
returns long term over any time period are pretty impressive.
Well. The S-fund is the opposite of the G-fund. That's
clear.
"
The Dow Jones Total Stock Market Index family is
a clear, comprehensive mirror to the global equity market. Anchored
by the Dow Jones Global Total Stock Market Index, the Dow Jones
Total Stock Market Index family includes more than 12,000
securities from 77 countries—providing near-exhaustive coverage of
both developed and emerging markets. As its U.S. component, the
family features the Dow Jones U.S. Total Stock Market Index, which
comprises all U.S. equity securities with readily available
prices."
Exposure to all possible risks everywhere, except
for Martian Green Creatures invasion ~ versus, just as you
quoted, "Interest Income with
out riskof loss of principal." ~ What is the rate of "interest
income"?
Sounds like a good time for a great movie quote,
"Do you feel lucky, punk?"Clint Eastwood, Dirty Harry (1971)
Newsletter
Subscribe to our email list for regular free market updates
as well as a chance to get coupons!
I need some help/guidance. I am not a
Posted by fluffycone on 20th of Feb 2014 at 05:33 pm
I need some help/guidance.
I am not a big traders and I do not have a brokerage account of any kind. I just want to improve the returns in my retirement plan.
I have a retirement plan called the "Thrift Savings Plan" OR TSP for short.
The TSP provides 5 basic individual funds that I can invest in (G Fund, F Fund, C Fund, S Fund, and I Fund. I have attached a "Fund Comparison Matrix" that describes/compares the different funds.
Long Term Investing
Posted by racerick on 21st of Feb 2014 at 01:30 am
He's a very successful Hedge Fund manager, typically one of the top ones year after year. But you can see the highlights and basic synopsis here - http://advisorperspectives.com/dshort/updates/Monthly-Moving-Averages.php
As you can see there are several variations but very similar. I use the 10 month EMA the most, but basically what they all do is keep you in the mkt for major uptrends, but get you out for the majority of any big downturns.
The strategy would work very well with the funds you have available to you.
The best thing about this is you can manage the entire thing in about 10min/month. At the end of the month, if you're below the 10EMA you move to cash and sit tight until it goes back above. The returns long term over any time period are pretty impressive.
Hope this helps
Well. The S-fund is the
Posted by cubby on 20th of Feb 2014 at 06:11 pm
Well. The S-fund is the opposite of the G-fund. That's clear.
" The Dow Jones Total Stock Market Index family is a clear, comprehensive mirror to the global equity market. Anchored by the Dow Jones Global Total Stock Market Index, the Dow Jones Total Stock Market Index family includes more than 12,000 securities from 77 countries—providing near-exhaustive coverage of both developed and emerging markets. As its U.S. component, the family features the Dow Jones U.S. Total Stock Market Index, which comprises all U.S. equity securities with readily available prices."
Exposure to all possible risks everywhere, except for Martian Green Creatures invasion ~ versus, just as you quoted, "Interest Income with out risk of loss of principal." ~ What is the rate of "interest income"?
Sounds like a good time for a great movie quote, " Do you feel lucky , punk ? " Clint Eastwood, Dirty Harry (1971)