Well. The S-fund is the opposite of the G-fund. That's clear.

    " The Dow Jones Total Stock Market Index family is a clear, comprehensive mirror to the global equity market. Anchored by the Dow Jones Global Total Stock Market Index, the Dow Jones Total Stock Market Index family includes more than 12,000 securities from 77 countries—providing near-exhaustive coverage of both developed and emerging markets. As its U.S. component, the family features the Dow Jones U.S. Total Stock Market Index, which comprises all U.S. equity securities with readily available prices."

    Exposure to all possible risks everywhere, except for Martian Green Creatures invasion ~ versus, just as you quoted,  "Interest Income with out risk of loss of principal." ~ What is the rate of "interest income"?

    Sounds like a good time for a great movie quote, " Do you feel  lucky punk ? "   Clint Eastwood,  Dirty Harry (1971)

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