Thanks Steve for the welcome! Yes, it´s a tough time here in Germany! Until now, not really for my family, but for millions of germans! The mistakes in the past are now noticeable for everybody! Sometimes you can´t believe what politician say in interviews! They give shower-advices for avoiding gas for warm water!  But if you knew something about economy and markets you could have seen this a long time before! It´s very sad to see, how weak is Germany! :-(