dammit!  I had written a very detailed commentary on the systems with my detailed thoughts and a plan - I spent the last hr writing 2 pages, I probably hit save 20 times, and somehow it didn't' save!  My goal was to get this out to you about now a couple hrs before the market closes so that you can make some decisions especially since it's a Friday and the market may not act well into the close ahead of the weekend.  Now I don't have the time to re-write it before the close. I'm sorry guys I'm gonna have to re-write this on the weekend. Anyway at least you have some of my initial commentary here from earlier

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