When your gardener tells you to buy stocks and has a hot stock tip.  Although I will say that in late 2007 I was buying treasury coupons yielding 5% and my broker at the time (big firm will not mention) laughed at told me that was too conservative and buying stocks made much more sense.  Then in 2008, I asked him if I was too conservative now? As this big firm had to be saved by the Fed.  

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