As a follow up on an earlier post, as more information is found out, this is turning into just another government disaster. Not only will it be much cheaper to opt out of 'Healthcare' than actually pay for insurance for most people, especially if you are young and healthy, but companies will drop coverage and lay off individuals, and smaller companies will stop hiring before they hit the 50 employee threshold where many penalities take hold.

Now, to totally make this ultimately into a single payer government run plan quickly, it turns out the IRS may have no authority to taxyou as it's written, collect the fine or penalize you financially or criminally if you choose not to pay. There appears to be no enforceable penalty for non compliance. Whether this was poorly written or simply a back door way to have government run the entire industry without admitting it, it's likely where we are quickly headed.  To provide healthcare for all with few paying for it doesn't sound like a great formula for the countries survival, considering we are already virtually insolvent. 

So as it currently stands, if this entire plan is not shot down as being unconstitutional or rewritten, it will ultimately be silly to pay for insurance until you may need it as you can't be turned down, the penalty is 'relatively' small and the enforcement questionable at best.  Soon, the only function of an insurance company will be to do the paper work for the money losing government coverage if they need to exist at all. Employees of insurance companies will soon be looking for jobs with the government with few working people left in the private sector to support them. Still not seeing how insurance companies are good investments at this point. Oh...I recommend you don't actually need care soon.