man Starbucks - I maybe buy something there a handful times a year only.  First off I hate the lines, where I am rare not to have a line of 20 cars, I refuse to wait 30 min in a drive thru (I guess that's a good problem though for Starbucks).  Second the typical latte I would be is like $6 to $7, I have a professional coffee machine at some that grinds the beans etc, so I just make my own. 

I did go a couple times recently, but it was only because I was up very early and I bought the wife and kids breakfast sandwiches, which they like.  Otherwise it's a handful of times a year

I think it was Steve who told me a story, his wife use to be an elementary teacher, and one of her coworkers were struggling with paying bills. Obviously elementary teachers do not make much, but anyway they had her write up a budget, and they found out she was going to Starbucks like once or twice a day - meaning she was spending like 300 to 500 a month at Starbucks!  If you are on a tight budget that 300 to 500 can push you over the edge LOL.  the point is - that adds up and many people don't even realize it or think about it