Ha - I'm way too cheap for that nonsense!     FA's get the privilege of watching people develop fears about whether or not their nest egg is going to last until they die. The job will make most reasonable people think twice about their spending and savings habits. It turns out that the fear of outlasting your savings is top 2 among the elderly. I can confirm this is true and it doesn't usually kick in until late 50's, 60's and even 70's.